waremark wrote:All my children started with Admiral. Two of the three are still with them. I have found the telephone customer service superb and we have not had any problems. When already a customer if you ring and tell them you can get cheaper insurance elsewhere, or that their new quote price is cheaper than their renewal offer, they seem to match the lower offer. So do get a parent to ring and check whether they will match your best online offer as part of the multi car policy.
The issue here is the parent. They both are not bothered at all, and I suspect I will meet quite a bit of resistance if I ask them to let me put a car on their policy. Also because I'm 16, and am not 17 until December, and probably won't be passing until March, so my parents keep avoiding the subject by saying "We'll sort it out when the time comes"
Fair enough, but it's bloody annoying when you've got nothing better to do and are actually having a bit of fun doing the quotes (some quotes are too good to be true, and others are just weird. Worthy of a chuckle at times!)
Personally I would do my best to avoid having a box fitted. Dom will tell you that good driving is penalised - as will another young friend. I guess the reason fitting them reduces claims is because they stop drivers from choosing to drive stupidly (or 'having a bit of fun' as you say! - sorry).
I refuse to have a box fitted. I genuinely cannot see how they're supposed to save you money, and still allow you the freedom that the car symbolises.
I've said to someone else, the black box is like having your grandma in the back seat. It's not intended to prevent you from doing what you want, but you will restrain yourself because there's something in the car that will be annoyed if you do go a bit too fast.
I think driving stupidly and having a bit of fun are two entirely different things.
Being stupid means you're taking risks that are just too big, just for a laugh.
Having a bit of fun means you're being sensible, and just enjoying the whole act. This does mean you might go over the limit occasionally, but if you consider it to be quite safe (and nobody's looking, of course), then there's no reason why not?
Do not look for logic in insurance pricing. Prices are based on past experience without considering the reasons for that past experience.
My son bought an Aston at 23. It was not expensive to insure. Even at that level it seems that a more expensive car can be cheaper to insure.
I'm not
I demonstrated the example rather well with the A2 quotes.
A 1.4 diesel is nearly £700 more to insure per year than a 1.4 petrol, even though they both put out the same amount of power, both are the same age, and both are the same trim level.
This can only be because more people bought the diesel version, and therefore, more people crashed the diesel version.
