jbsportstech wrote: He is 17 and thinks he knows everything.
He is seriously vain, won't be seen shopping with his mother and buys designer everything and insists that his hair must grow down his face into his eyes.
Angus wrote:Where you've got lads in (relatively) decent cars, I would suggest it's either mum or dad's, that mum or dad is doing the insurance or it isn't insured.
Interestingly, I was investigating insurance for my (soon to be 17) daughter a few weeks ago. For a 3 y.o. Seat Ibiza 1.2 (apparently group 2), the cheapest quote was just under £800 with her parents as named drivers. If I insured it with her as a named driver (but with no no claims bonus) it was nearly £600.
I also managed to get a quote that was more than the cost of the car
However, after the Daily Mail's rant over a lad being quoted £17k, I should be grateful I've only got daughters.
eeeandrew wrote:I've got my 2002 vauxhall Astra 1.6. It worked out £100 less to insure than a corsa 1.2 of the same age. Other major cost that most people overlook in insurance is the cost of spare parts for the car. This has a heavier weighting for young drivers. German cars are expensive spares as are fords and more modern french cars can cost a fortune in airbags.
I'd suggest looking at 5-10 year old cars and focus on practicalities. Also looking at which cars are made from the same factories. Example, Skoda Fabia, Seat Ibiza, VW Polo all have the same chassis front print, engine, gearbox and running gear; they then stick a different body and interior on. Fabia was cheaper to insure for me because of the cheaper cost of parts and lower residual value.
Hope that was useful.
All the best,
Andrew
eeeandrew wrote:Best one I found was admiral. I'll clarify that, they are cheapest. No one else comes within £300 of their number. I was unfortunate last year(before taking IAM) and swerved to avoid someone elses criminal act which led to me making contact with another car. Admiral decided not to pursue the recovery of my monies despite the police fining the bad person in question.
I also agree with your comments on the Fabia. It is a fantastic little car. I nearly had a 1.4 estate in the SE trim which had more toys than Argos. Also drove the Seat Ibiza and that comes with a lot of kit as standard.
eeeandrew wrote:Best one I found was admiral. I'll clarify that, they are cheapest. No one else comes within £300 of their number.
YorkshireJumbo wrote: good customer service costs money.
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