MGF wrote:I am sure most of us have fully comprehensive insurance for our vehicles to protect us against the consequences of avoidable accidents. Does that show an appropriate attitude of an 'advanced driver'? How many of us would have 3rd party insurance if we didn't have to?
Just a thought.
Interesting thought.
My view is that comprehensive covers more than just damage I cause. If another person was to cause damage to my car, I know that getting it sorted is a lot faster and easier through my insurance than trying to claim/sue the other party.
For third party, I think it would be a very arrogant person that felt their driving is so perfect that there is zeo risk of them causing harm/loss to a third party. I'd suggest that such an attitude (while it does exist) is not something that is appropriate or typical for an advanced driver.
I think that if third party was not compulsory there would be a lot more uninsured drivers out there, but that it would still be something that the less responsible would choose to do, and that most ADs would still choose to have it. How many ADs choose not to have comprehensive insurance for any reason other than because their car is so old and beat up that it would be cheaper to scrap it and buy another after a crash?