revian wrote:Aaa.. Statistics... That's why it's worth taking your own bomb on a plane... The chance of having two bombs on board is statistically tiny'
martine wrote:revian wrote:Aaa.. Statistics... That's why it's worth taking your own bomb on a plane... The chance of having two bombs on board is statistically tiny'
And sorry but that shows a fundamental misunderstanding of probability (and statistics I'm afraid).
fungus wrote:martine wrote:fungus wrote:...I want to know why my insurance company didn't inform me of the claim against my insurance as I think that if it went to court the claimant would have had difficulty in winning the case,
Are you going to make an official complaint - I think you are justified? I wonder what the ABI has to say in such circumstances? Informing the insured surely has to be appropriate rather than just paying up and then loading the premium. Do you have legal cover (can't remember if you said this earlier).
Yes Martin, I do have legal cover. I am going to complain, and I think that maybe contacting the ABI and the insurance ombudsman might be in order here, but I will contact the insurance company to find out exactly what has happened first. To be honest they have kept me in the dark about this. The only information that I have received is that they've spent in excess of K6 on investigators and the relevent police fees to cover their own backs. And then they pay up without, as it seems, contesting the injury claim.
sussex2 wrote:...It's fine and dandy organisations such as IAM mentioning cheaper insurance but then you have to ask cheaper than what and which?
martine wrote:sussex2 wrote:...It's fine and dandy organisations such as IAM mentioning cheaper insurance but then you have to ask cheaper than what and which?
I've got my ST insured via the IAM broker and it's the cheapest I can find...I 'compare' every year and if they are high they always beat my best comparable quote - currently paying £180 for a group 34 car which I think is very reasonable.
fungus wrote:GOOD NEWS.
fungus wrote:GOOD NEWS.
I contacted my insurers today expressing my concern that this incident has been noted as an at fault claim, only to be informed that as far as they were concerned it was a no fault incident, and that no claim had been made against my policy, and my NCD has not been affected, and the file has been closed. I recieved conformation of this by email a couple of minutes later. I then phoned the broker, Adrian Flux, but as yet have not recieved a reply from them. Where they got the idea that a claim was being made, I know not, but I'm just glad to have the matter resolved.
Thank you all for your advice on this matter over the last three and a half years.
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