Terry Williams wrote:If one takes a speed awareness course in lieu of a fixed penalty and points, is this the end of the matter or are the points held in suspension for three years being activated and added to any further FPN in that period.
jbsportstech wrote:You pay the fine but your licence is not endorsed and you do not need to inform your insurance.
7db wrote:GS wrote:Therefore you do not have to tell your insurance company you have paid a fine or been given points.
They usually only ask if you've had any convictions, which is odd since the FPN is in lieu of a conviction...
GS wrote:jbsportstech wrote:You pay the fine but your licence is not endorsed and you do not need to inform your insurance.
I teach on these courses, both practical and theory.
You do not pay a fine. You pay for the training courses, this is not a fine.
Therefore you do not have to tell your insurance company you have paid a fine or been given points.
ROG wrote:Would the FPN actually be endorsed if the course was taken
vonhosen wrote:But an endorseable FPN counts as a conviction as far as disclosure is concerned under RoOA.
MGF wrote:GS wrote:jbsportstech wrote:You pay the fine but your licence is not endorsed and you do not need to inform your insurance.
I teach on these courses, both practical and theory.
You do not pay a fine. You pay for the training courses, this is not a fine.
Therefore you do not have to tell your insurance company you have paid a fine or been given points.
It may however be a "material fact" which, if not disclosed, may void one's insurance, although I believe it is unlikely to do so. Maybe Michael769 will be able to help with this?
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