What car?

[trashbat]

I suppose the idea is that you care more about newer and more expensive cars, and will try harder to avoid an accident, although I'm surprised you'd get to £15k value without the increased liability thoroughly eclipsing that factor.

As for the 100bhp Panda, probably they don't have enough data. I remember that the 3.2l GTA version of my car wasn't much more to insure than a plain 1.8l one, probably because noone had thought about it too hard and there hadn't been many claims across what was quite a rare model.

Panda it is then, right? http://www.pistonheads.com/gassing/topic.asp?t=1394294

[TheInsanity1234]

Gone on the Admiral website, put all the details in of a Fiat Panda 100HP, same details as above.

£4,664, for a year's insurance, sir.

Adding both parents brought that down to £2,546.

Added sister on (Only 11 months of holding a licence, no NCB).

£3,846 please. *Removes sister sharpish*

Remembers that I get the house a 5% discount on insurance because I've done some lessons with Admiral Young Driver.

Works out at £2,418 a year.

Now I wonder how much of a discount I'd get for being the third car on a multicar policy?

[dombooth]

Gone on the Admiral website, put all the details in of a Fiat Panda 100HP, same details as above.

£4,664, for a year's insurance, sir.

Adding both parents brought that down to £2,546.

Added sister on (Only 11 months of holding a licence, no NCB).

£3,846 please. *Removes sister sharpish*

Remembers that I get the house a 5% discount on insurance because I've done some lessons with Admiral Young Driver.

Works out at £2,418 a year.

Now I wonder how much of a discount I'd get for being the third car on a multicar policy?

Ring round other insurers too, I'd recommend against Admiral.

Dom

[TheInsanity1234]

Ring round other insurers too, I'd recommend against Admiral.

Dom

Sadly, I can't, due to my deafness

I did say to my dad that if Admiral were going to end up wanting £2.5k a year in insurance when someone else could do £1.5k a year, I'll go with the different company, and get a years NCB under my belt, then I might come back to my parent's MultiCar policy.

Privilege seem to be rather good at the moment, except for the fact I can't add my parents on to the policy because it adds on like a grand, as shown on the previous page

[TR4ffic]

When looking for cars/insurance for my son after me passed his test 3 yrs ago, a VW Beetle was the cheapest to insure and having his Mum as a named driver (still with him as the principle driver/policy holder) dropped the price - but not if I was the named driver..!

[Angus]

Now I wonder how much of a discount I'd get for being the third car on a multicar policy?

Might pay for the admin charges to the policy. But I doubt it. I'm with Dom and won't be renewing with Admiral.

[dombooth]

Ring round other insurers too, I'd recommend against Admiral.

Dom

Sadly, I can't, due to my deafness

I did say to my dad that if Admiral were going to end up wanting £2.5k a year in insurance when someone else could do £1.5k a year, I'll go with the different company, and get a years NCB under my belt, then I might come back to my parent's MultiCar policy.

Privilege seem to be rather good at the moment, except for the fact I can't add my parents on to the policy because it adds on like a grand, as shown on the previous page

Shame. Admiral are useless.

Dom

[martine]

Admiral are useless.

Useless as in expensive? Both my daughters found admiral the cheapest (Twingo and Corsa)...until they passed their IAM test...

[TheInsanity1234]

Well, my parents found Admiral the cheapest for them after my sister passed her test, as they were able to insure all 3 of them on the Clio, whereas we were with AA insurance before, and they don't insure under-25 drivers, and a few others refused insurance.
The ones that did wanted to put in an curfew on the car, and my mum was adamant that there would be no black box in the car, and no curfew. "I'm not paying an insurance company 2 grand a year for the privilege of being told when, where, and how I'm using the thing."

So Admiral, it is.

But if I get a car, it looks like I'll have to go with either Privilege and no black box, or DriveLikeAGirl and a black box.

Or pressure my parents into phoning up various companies to get quotes, unless any of you guys have any insurance companies you could recommend?

Ideally, I don't want a black box, and I don't want a car that's 40 years old

[trashbat]

I used Admiral for years until other insurers became more competitive. Never had a problem but never made a claim except for windscreen stuff.

If they don't have online tools by now, you could email some of the specialists like Adrian Flux, explain you're deaf, and provide the sort of info you enter into Moneysupermarket. Their customer service is generally quite good and they want the business so are likely to oblige. I have my doubts are to whether any will provide a better price though.

Just to check: you're doing these quotes on the basis on having passed, right? If not, be aware that provisional drivers get better premiums and that will go up once you do pass.

[TheInsanity1234]

I used Admiral for years until other insurers became more competitive. Never had a problem but never made a claim except for windscreen stuff.

If they don't have online tools by now, you could email some of the specialists like Adrian Flux, explain you're deaf, and provide the sort of info you enter into Moneysupermarket. Their customer service is generally quite good and they want the business so are likely to oblige. I have my doubts are to whether any will provide a better price though.

Just to check: you're doing these quotes on the basis on having passed, right? If not, be aware that provisional drivers get better premiums and that will go up once you do pass.

Yes, I'm doing these quotes, claiming that I've passed etc.

[TheInsanity1234]

Shame. Admiral are useless.

Dom

How are they useless?

[dombooth]

Admiral are useless.

Useless as in expensive? Both my daughters found admiral the cheapest (Twingo and Corsa)...until they passed their IAM test...

No, cheap insurance it's always good insurance.

They were useless in the fact that their advisors know absolutely nothing about a car or what modifications are.

Dom

[dombooth]

Shame. Admiral are useless.

Dom

How are they useless?

See above.

Dom

[jont]

Shame. Admiral are useless.

Dom

How are they useless?

I found their call centre a nightmare when trying to add temporary additional drivers (after not being sure whether the online system for doing so was working).