martine wrote:I'd be surprised if this is in the RTA - don't see why it would show insurance policy details - that's between your friend and the insurer.
The RTA will show you have to to have 3rd party insurance as a minumum. Any disputes between your friend and the insurer come under normal contract law but obviously if you have void insurance then that's where the RTA comes in I guess. The fraud allegation is because you can't say you have a no claims record unless the previous insurer agrees - I suppose your friends insurance is void until this is sorted.
There is an insurance ombudsman service to help resolve disputes:
http://www.financial-ombudsman.org.uk/consumer/complaints.htm
But in the meantime I would be honest with the new insurer and make sure he's covered.
martine wrote:The RTA will show you have to to have 3rd party insurance as a minumum.
jbsportstech wrote:... they won't release his no claims even though the policy is canceled with the insurance company as the outstanding amount of £88.00. He has reinsured the same car and sent his previous no claims proof which is the same as he canceled mid term.
Angus wrote:martine wrote:The RTA will show you have to to have 3rd party insurance as a minumum.
As an aside, I always understood that the minimum is "RTA insurance", which is less than 3rd party, tho' I don't know the exact difference & I've never seen it offered.
MGF wrote:
Not so significant nowadays but RTA cover used to only apply to 3rd party injury risks, not property, whereas 3rd party cover appears to invariably cover property as well.
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