Angus wrote:Following the various discussions concerning winter tyres, a bod from the AA was on the radio this evening to report that some insurers consider winter tyres to be a modification and that you should notify them if you fit them, with a potential increase in premium or refusal to insure
Gareth wrote:It's more likely that certain insurers consider a replacement wheel to be a modification - even if it is a smaller cheaper steel wheel. There's no reason to notify insurers about changing tyres on the standard wheels so long as the tyres meet the legal requirements for the vehicle, (in particular the load index). Using tyres with speed ratings lower than the originally supplied tyres isn't a problem but driving a vehicle above the maximum rated speed of any of the fitted tyres is.
Angus wrote:Following the various discussions concerning winter tyres, a bod from the AA was on the radio this evening to report that some insurers consider winter tyres to be a modification and that you should notify them if you fit them, with a potential increase in premium or refusal to insure
Some motorists who fit winter tyres to their car to cope with snow are being charged higher insurance premiums, it has been claimed.
AA Insurance Services says some people have been told to pay up to 20% more.
Winter tyres should be much safer in the snow, but some insurers have been counting them as a modification to the manufacturer's specifications.
The Association of British Insurers (ABI) says that is a mistake and premiums should not be higher.
The AA's Ian Crowder said in some cases insurers were even refusing to offer cover if winter tyres were fitted.
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