My daughter has been advised by her insurance company, not to make contact with the vans policy holder who lives in the next road to us, but refer his insurance company to them. As the car is driveable, they also advised her to go down the route of making the claim directly from the third parties insurance.
IVORTHE DRIVER wrote:insurance company is almost guaranteed to have pound signs in its eyes.
Standard Dave wrote:IVORTHE DRIVER wrote:insurance company is almost guaranteed to have pound signs in its eyes.
Dave wrote
So do body work repair garages, it's almost a licence to print money. one body panel replaced and respray will not come in less that £600.
waremark wrote: In that case they eventually gave way; hopefully the van's insurer in this case will not try anything so unreasonable.
gfoot wrote:Who is responsible for securing a parked car - presumably the last person to drive it? It could be hard to prove who the last driver was, especially if the car has been stolen, and in that case it seems unfair to hold the registered keeper responsible. Would this be the kind of thing the MIB's uninsured driver fund is meant to cover?
When theft is not a factor, though, it seems reasonable to hold the registered keeper responsible for naming the driver or paying for repairs.
gfoot wrote:Who is responsible for securing a parked car - presumably the last person to drive it?
It could be hard to prove who the last driver was, especially if the car has been stolen, and in that case it seems unfair to hold the registered keeper responsible.
Would this be the kind of thing the MIB's uninsured driver fund is meant to cover?
When theft is not a factor, though, it seems reasonable to hold the registered keeper responsible for naming the driver or paying for repairs.
michael769 wrote:...Yes - the fund covers all cases where the driver cannot be traced.
MGF wrote:I thought the fund covers liability of driver's who are uninsured. If you can't trace them how do you know they are liable? (I also thought that for damage-only claims the liable driver had to be identified).
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