Mr Cholmondeley-Warner wrote:MGF wrote:When you prepared for your IAM test did you notice a significant increase in the variation of your speed over a particular stretch of road? I believe this variation is at the heart of advanced driving. Matching speed to hazards. If one is doing this, mandatory speed limits become superfluous.
This...MGF wrote:Finally, well done for doing your advanced test even if it was only to reduce your insurance premiums. The benefit for you, and others, may well be much more than financial.
I agree with this with the exception that Dom claimed the increases in insurance premiums for young drivers were mainly due to speeding offences. They are not, at least not as far as I am aware. I watched an excellent presentation by Insp. Nick Elton of Wiltshire Police last night which clearly showed that young drivers between 17 and 24 are many, many more times more likely to be involved in KSI collisions, but speeding was not the primary cause of those collisions. Insurance premiums go up because insurers measure risk. Risk in their eyes is something that involves them in paying out money. Speeding fines do not cause insurance claims. Collisions do.
Can someone pass me a brick wall to bang my head against?
I'm talking about individuals (teenagers) that have speeding offences, their insurance will go through the roof! The same as going through a red light to aid an ambulance etc.
Dom