akirk wrote:can't imagine that a decent lawyer would have any trouble winning such a case against an insurance company...
Angus wrote:There was another "dodge" in the news recently
A driver blacked out at the wheel (for the first time) and hit another car head on. The driver's insurers (Co-op)refused to pay out because as he had never blacked out before he wasn't negligent and therefore the Co-op weren't liable.
MGF wrote:Angus wrote:There was another "dodge" in the news recently
A driver blacked out at the wheel (for the first time) and hit another car head on. The driver's insurers (Co-op)refused to pay out because as he had never blacked out before he wasn't negligent and therefore the Co-op weren't liable.
To the third party or the insured? No liability to the third party without fault. Shouldn't make any difference to the insured.
Angus wrote:
To the third party, whose car was written off (her insurers paid, less the excess) and was unable to work for some months
trashbat wrote:It's not ridiculous.
In a particular light, it's going to an insurer and saying, 'hello, here I am, a quiet churchgoing individual with a plain and boring car', when actually what you should have said was, 'hello, here I am, in my obvious, signwritten car that says PRAISE BE TO THE LORDY LORD all over it'.
Something of a different risk profile, and it doesn't require any kind of extremist groups either. Unless, say, misbehaving teenagers count as one.
Andy wrote:How do a few innocent (non-motoring related) words stuck on a car significantly change the risk profile of the driver?
Andy wrote: Really.....? How do a few innocent (non-motoring related) words stuck on a car significantly change the risk profile of the driver?
Return to General Car Chat Forum
Users browsing this forum: No registered users and 5 guests